Express Plan: Accidental Loss-of-Use Insurance

Features and Benefits

The accidental loss of use insurance will provide a compensation of 100% on the insurance amount if you lose both eyes, both foot, both hands or hearing, and speech. You will also receive 100% compensation if you lose one hand and one eye, one foot, and one eye and so forth. You will receive 50% compensation for losing one hand or one foot, or sight of one eye or speech/hearing and so forth.

• The eligible age for this insurance plan is between age 16 and 64 (both ages inclusive).
• The amount of insurance offered in this plan is from $25,000 to $500,000, in $25,000 increments.
• You will receive a compensation of 100% of the amount insured if you lose both eyes, both foot, both hands or hearing, and speech. You will also receive 100% compensation if you lose one hand and one eye, one foot, and one eye and so forth.
• You will receive 50% compensation for losing one hand or one foot, or sight of one eye or speech/hearing and so forth.
• You will receive 25% of the amount insured if you lose your thumb, 6.25% if you lose a finger other than the thumb, and 75% if you lose one arm or one leg.
• If the insured becomes totally disabled before his 60th birthday, he will be eligible for the waiver of premiums benefit. This means that he will not be required to pay premiums from the fourth month after he becomes disabled till as long as he remains disabled but not beyond age 65.
• The coverage ends on the contract anniversary that coincides or follows your 70th birthday.

Similar Blue Cross Insurance Products

• Health & Dental

Health & Dental

• Express Plan: Basic or Deluxe Home Health Care Insurance
• Express Plan: Accidental Death Insurance
• Express Plan: Accidental Loss-of-Use Insurance
• Express Plan: Life, Accidental Death and Loss-of-Use Insurance for Children
• Mortgage Plan: Disability Insurance
• Tangible: Long Term Care Insurance
• Express Plan: Accidental Fracture Insurance
• Express Plan: Post-Accident Adaptations Insurance
• Express Plan: Insurance for Medical Expenses
• Blue Choice Balance
• Blue Choice
• Tangible Plan: Disability Insurance
• Blue Vision Plan: Comprehensive Disability Insurance
• Blue Vision Plan – Monthly Indemnity
• Express Plan – Monthly Indemnity
• Tangible Plan: Deluxe Critical Illness Insurance
• Tangible Plan: Basic Critical Illness Insurance
• Tangible Plan: Critical Illness Insurance for Children
• Tangible Plan: Critical Illness Hybrid Insurance
• Express Plan: Critical Illness Assistance Insurance with Reduced Medical Requirements
• Basic Plus+
• Basic Blue Choice

Additional resources

Learn more about your health insurance options from these informative articles.