If you are one of the primary earners for yourself or for your family, a lot is at stake if you get injured and are unable to work. If you end up suffering from a disability as a result of an accident or health issue, this may affect your ability to earn an income.
You need disability insurance in the chance that:
- You temporarily can’t work
- You are permanently disabled and cannot work
- Don’t put your livelihood at risk.
With disability insurance, you can rest assured that you will be covered in the off chance that you are unable to work. In fact, disability income insurance often covers between 60% to 85% of your income.