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Green Shield ZONE® Health and Dental Insurance Plans

Select the right insurance coverage for yourself and your family.

With a Green Shield Canada Health and Dental Insurance Plans. Take advantage of the many health and dental coverage that made easy with flexible options at affordable prices.

These include the Zone No Medical, Zone Medical Underwriting and the Link Plan.

Learn more about this Green Shield plan

Green Shield ZONE® Plans Comparison Table

ZONE No Medical
ZONE Medical Underwriting
Plan Benefit
ZONE Plan 1
ZONE Plan 2
ZONE Plan 3
ZONE Fundamental
 
Quote & Apply
Quote & Apply
Quote & Apply
Quote & Apply
Approval Criteria
No Medical Underwriting Required
No Medical Underwriting Required
No Medical Underwriting Required
No Medical Underwriting Required

Prescription Drugs per Person(expand for details)

Maximums
Not included
Not included
Not included
Year 1: $550;
Year 2: $600;
Year 3+: $650;
Plan pays 70% to annual max.

Dental Care per Person(expand for details)

Maximums
Not included
Year 1: $500;
Year 2: $650;
Year 3+: $800
Year 1: $600;
Year 2: $800;
Year 3+: $1,000
$450 per year
Recall Frequency
Not included
9 months
9 months
9 months
Basic Services
Not included
Plan pays 80%, subject to annual max.
Plan pays 80%, subject to annual max.
Plan pays 70%, subject to annual max.
Comprehensive Basic Services
Not included
Year 1: Plan pays 50%;
Year 2: Plan pays 70%;
Year 3+: Plan pays 80%;
subject to annual max.
Plan pays 80%, subject to annual max.
Plan pays 70%, subject to annual max.
Major Services
Not included
Not included
Available in Year 3 - Plan pays 50%
subject to annual max.
Not included
Orthodontic Services
Not included
Not included
Not included
Not included

Vision Care per Person(expand for details)

Vision Care
Prescription eyeglasses, contact lenses, laser eye surgery
$150 every 2 years
$150 every 2 years
$150 every 2 years
$150 every 2 years
Eye Examination
$65 every 2 years
$65 every 2 years
$65 every 2 years
$80 every 2 years

Extended Health Care per Person(expand for details)

Professional Services/Registered Therapists
Acupuncturist, Chiropractor, Chiropodist/Podiatrist, Massage Therapist, Naturopath, Osteopath, Physiotherapist
$20 per visit to a max. of $300 per practitioner, per year
$20 per visit to a max. of $300 per practitioner, per year
$20 per visit to a max. of $400 per practitioner, per year
$20 per visit to a max. of $400 per practitioner, per year
Psychologist / Registered Social Worker, Speech Therapist
$300 per practitioner, per year
$300 per practitioner, per year
$400 per practitioner, per year
$400 per practitioner, per year
Accidental Dental
$5,000 per year
$5,000 per year
$5,000 per year
$3,000 per year
Ambulance Transportation
Includes land and air
Includes land and air
Includes land and air
Includes land and air
Hearing Aids
Year 1-4: $300;
Year 5+: $400 every 4 years
Year 1-4: $300;
Year 5+: $400 every 4 years
Year 1-4: $350;
Year 5+: $500 every 4 years
Year 1-4: $350;
Year 5+: $500 every 4 years
Medical Services
Diagnostic tests and x-rays, dialysis equipment, laboratory tests
$2,000 per year
$2,000 per year
$2,000 per year
$2,000 per year
Medical Items and Home Support Services (in home nursing)
Separate maximums for Medical Items and Home Support Services
Year 1: $1,000;
Year 2: $1,500;
Year 3: $2,000;
Year 4+: $2,500 per benefit category, per year
Year 1: $2,000;
Year 2: $3,000;
Year 3: $4,000;
Year 4+: $5,000 per benefit category, per year
Year 1: $2,000;
Year 2: $3,000;
Year 3: $4,000;
Year 4+: $5,000 per benefit category, per year
Year 1: $1,500;
Year 2: $2,000;
Year 3: $3,000;
Year 4+: $4,000 per benefit category, per year

Travel per Person(expand for details)

Emergency Medical Travel Coverage
15 days per trip;
$5,000,000 per year
15 days per trip;
$5,000,000 per year
15 days per trip;
$5,000,000 per year
15 days per trip;
$5,000,000 per year

Optional Hospital Accommodation per Person(expand for details)

Semi-Private and/or Private
Up to 30 days per year
Up to 30 days per year
Up to 30 days per year
Up to 30 days per year
Optional benefit pays for the difference in cost between standard ward charges and Semi-Private and/or Private accommodation in a public general hospital. Medical underwriting is required.
Plan Benefit
ZONE Plan 4
ZONE Plan 5
ZONE Plan 6
ZONE Plan 7
 
Quote & Apply
Quote & Apply
Quote & Apply
Quote & Apply
Approval Criteria
Medical Underwriting Required
Medical Underwriting Required
Medical Underwriting Required
Medical Underwriting Required

Prescription Drugs per Person(expand for details)

Maximums
Year 1-2: $2,500;
Year 3+: $3,500;
Plan pays 80% to annual max.
$5,000 Plan pays 90% to annual max.
$10,000 Plan pays 90% to annual max.
$20,000 Plan pays 90% to annual max.

Dental Care per Person(expand for details)

Maximums
Not included
Year 1: $700;
Year 2: $900;
Year 3+: $1,100
Year 1: $800;
Year 2: $1,000;
Year 3+: $1,300
Year 1: $1,000;
Year 2: $1,200;
Year 3+: $1,500
Recall Frequency
Not included
9 months
6 months
6 months
Basic Services
Not included
Plan pays 80%, subject to annual max.
Plan pays 80%, subject to annual max.
Year 1: Plan pays 80%;
Year 2+: Plan pays 90%;
subject to annual max.
Comprehensive Basic Services
Not included
Year 1: Plan pays 60%;
Year 2: Plan pays 70%;
Year 3+: Plan pays 80%;
subject to annual max.
Plan pays 80%, subject to annual max.
Year 1: Plan pays 80%;
Year 2+: Plan pays 90%;
subject to annual max.
Major Services
Not included
Available in Year 3 - Plan pays 50%
subject to annual max.
Available in Year 3 - Plan pays 50%
subject to annual max.
Available in Year 3 - Plan pays 50%
subject to annual max.
Orthodontic Services
Not included
Not included
Available in Year 3 - Plan pays 50% subject to Year 3+ annual max. and $2,000 lifetime max.
Available in Year 3 - Plan pays 50% subject to Year 3+ annual max. and $2,000 lifetime max.

Vision Care per Person(expand for details)

Vision Care
Prescription eyeglasses, contact lenses, laser eye surgery
$150 every 2 years
Year 1-2: $150;
Year 3-4: $200;
Year 5+: $250 every 2 years
Year 1-2: $200;
Year 3-4: $250;
Year 5+: $300 every 2 years
Year 1-2: $250;
Year 3-4: $300;
Year 5+: $350 every 2 years
Eye Examination
$80 every 2 years
$100 every 2 years
$100 every 2 years
$120 every 2 years

Extended Health Care per Person(expand for details)

Professional Services/Registered Therapists
Acupuncturist, Chiropractor, Chiropodist/Podiatrist, Massage Therapist, Naturopath, Osteopath, Physiotherapist
$20 per visit to a max. of $400 per practitioner, per year
$25 per visit to a max. of $500 per practitioner, per year
$25 per visit to a max. of $600 per practitioner, per year
$50 per visit to a max. of $750 per practitioner;
$2,000 combined per year
Psychologist / Registered Social Worker, Speech Therapist
$400 per practitioner, per year
$500 per practitioner, per year
$600 per practitioner, per year
$750 per practitioner, per year
Accidental Dental
$5,000 per year
$10,000 per year
$10,000 per year
$15,000 per year
Ambulance Transportation
Includes land and air
Includes land and air
Includes land and air
Includes land and air
Hearing Aids
Year 1-4: $350;
Year 5+: $500 every 4 years
$500 every 4 years
$500 every 4 years
$600 every 4 years
Medical Services
Diagnostic tests and x-rays, dialysis equipment, laboratory tests
$2,000 per year
$2,000 per year
$2,000 per year
$2,500 per year
Medical Items and Home Support Services (in home nursing)
Separate maximums for Medical Items and Home Support Services
Year 1: $2,000;
Year 2: $3,000;
Year 3: $4,000;
Year 4+: $5,000 per benefit category, per year
Year 1: $2,000;
Year 2: $4,000;
Year 3+: $6,000 per benefit category, per year
Year 1: $2,000;
Year 2: $4,000;
Year 3+: $6,000 per benefit category, per year
Year 1: $3,000;
Year 2: $5,000;
Year 3+: $8,000 per benefit category, per year

Travel per Person(expand for details)

Emergency Medical Travel Coverage
15 days per trip;
$5,000,000 per year
30 days per trip;
$5,000,000 per year
30 days per trip;
$5,000,000 per year
30 days per trip;
$5,000,000 per year

Optional Hospital Accommodation per Person(expand for details)

Semi-Private and/or Private
Up to 30 days per year
Up to 30 days per year
Up to 30 days per year
Up to 30 days per year
Optional benefit pays for the difference in cost between standard ward charges and Semi-Private and/or Private accommodation in a public general hospital. Medical underwriting is required.

Additional Information

This Plan Comparison is a summary and does not constitute a contract. Actual terms, conditions, limitations and exclusions are detailed in the contract issued by GSC upon application approval.

Reimbursement will be made for eligible expenses incurred, paid for and received by the covered person provided such services and supplies are, in the opinion of GSC, medically necessary for the treatment of an illness or injury and reasonable and customary, taking all factors into account.

Quebec residents: To be eligible for ZONE prescription drug coverage, you must be covered by the RAMQ prescription drug plan. Your prescription drug claims must be submitted to RAMQ first. When RAMQ reimburses a portion of the drug cost, the unpaid balance (including co-payment and deductible) will be co-ordinated so that you may be reimbursed up to 100% of the eligible expense incurred. If the drug is not covered by RAMQ, the standard co-pay applies.

Coverage amounts shown are in Canadian Dollars. Rates and/or benefits are subject to change; GSC will provide plan members with thirty (30) days written notice.

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