Burnaby Pet Insurance

Buy The Right Burnaby Pet Insurance

No matter the immediate health needs of your pet, it is better to go for broad coverage with few exclusions than a specific or narrow one. Pet insurance should be to cover the unexpected and the unexpected could be any condition and can happen anytime. As a pet owner, you should be ready to take care of your pet whenever it occurs.

While wellness coverage may sound like great coverage, they are not usually a broad coverage. Wellness coverages are preventive coverage that covers routine procedures such as vaccinations and checkups. They are not usually a good deal to include in your pet plan.

Ensure that your Burnaby pet insurance covers the following:

• Accidents and illnesses
• Emergency care
• Prescription medication
• Hereditary, congenital and chronic conditions
• Hospitalization
• Specialist care, and
• Surgery

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Burnaby Pet Insurance and Animal Shelters

• Small Animal Rescue Society of BC - 7155 Kingsway Burnaby, BC V5E 4J6
• Action for Animals In Distress Society - Unit 652, 141 - 6200 McKay Ave - 604-724-7652
• BC SPCA Burnaby Branch - 3202 Norland Ave, Burnaby, BC V5B 3A6 - 604-291-7201

To learn more about the Burnaby pet insurance and animal service, click here.

Pet Insurance Terms

• Co-insurance – The insured is responsible for taking care of the co-insurance. For example, if your co-insurance is 20 percent, you are responsible for taking care of 20% of the cost of the claim while the insurer takes care of the rest of the 80%.
• Deductible – The insured may be expected to pay a predetermined amount known as the deductible before he can access the insurance payout. This may be charged annually or for each claim.
• Pre-existing condition – Any chronic medical condition the pet had before the coverage kicks in is categorized as “pre-existing condition”. Some insurers do not offer coverage for pre-existing conditions. For example, if the pet was diagnosed with arthritis before the coverage begins, it won't be covered for any care related to arthritis.
• Breed exclusion – Depending on the insurer, certain breeds may be excluded from the pet insurance Burnaby. This simply means that the insurer will not cover any hereditary condition related to that breed.

To learn more about pet insurance, click here.

What to Ask Before Purchasing Pet Insurance

Before purchasing pet insurance Burnaby, it is important to make informed choices that will benefit you and your pet. You need to know how to coverage works and also what is covered and what is not covered before you make a claim.

Here are some questions you should ask before opting for Burnaby pet insurance.

• What is covered and what is not?
• What illnesses and injuries are covered in the insurance?
• What makes up an accident?
• Does the policy include out-of-country or province coverage for my pet?
• Are there breed-specific exclusions?
• Is there any benefit or effect on my plan if I enroll multiple pets?
• How long does it take to process a claim?
• Is there any waiting period before I can make my first claim?
• Will my premium change over time or as my pet ages? Will it increase if I make a claim?
• How do I make a claim? Do I have to pay the veterinary upfront?

To learn more about Burnaby pet insurance, click here.