Markham Pet Insurance

Buy The Right Markham Pet Insurance

If you need efficient coverage for your pet, the best pet insurance is usually one that has few exclusions. Irrespective of your pet’s present health status, it is better to opt for broad coverage in order to ensure that your pet is well covered in the future. The major reason why you are taking out pet insurance is to cover the unexpected and the unexpected could be any condition you don’t really expect.

Although wellness coverage could come in handy in covering routine procedures such as checkups and vaccinations, if you are looking for broad coverage, wellness coverage may not be the perfect option for you.

Before choosing any coverage, make sure that the policy covers the following:

• Accidents and illnesses
• Emergency care
• Prescription medication
• Hereditary, congenital and chronic conditions
• Hospitalization
• Specialist care, and
• Surgery

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Markham Pet Insurance and Animal Shelters

• Markham Cat Adoption & Education Centre - 7755 Bayview Ave, Thornhill, ON L3T 4P1 - (905) 762-1300
• Toronto Animal Services - 821 Progress Ave, Scarborough, ON M1H 2X4 - (416) 338-7539
• Poochies Paradise Spa - 2713 Bur Oak Ave #2, Markham, ON L6B 1K7 - (905) 910-1022
• Dawg Haus Groomers - 79 Green Ln, Thornhill, ON L3T 6K6 - (905) 764-3647

Pet Insurance Terms

• Co-insurance – This is the amount, expressed in percentage, the insured is required to pay against a claim after the deductible is satisfied.
• Deductible – This is an agreed amount the insured is expected to pay before accessing the insurance payout. This may be charged per year or per claim.
• Pre-existing condition – Any medical condition the pet was diagnosed with before the policy’s start date is known as a pre-existing condition. Most insurers in Markham do not cover pre-existing conditions.
• Breed exclusion – Certain breeds may be excluded from the pet insurance policy depending on the insurer. This means that hereditary conditions related to that breed will not be covered.

To learn more about pet insurance, click here.

What to Ask Before Purchasing Pet Insurance

It is important to make informed choices as a pet parent before purchasing Markham pet insurance policy. You need to understand how the coverage works, what is covered and what is not covered before making a claim.

Here are some important questions you need to ask before purchasing pet insurance Markham:

• What is covered and what is not?
• What illnesses and injuries are covered in the insurance?
• What makes up an accident?
• Does the policy include out-of-country or province coverage for my pet?
• Are there breed-specific exclusions?
• Is there any benefit or effect on my plan if I enroll multiple pets?
• How long does it take to process a claim?
• Is there any waiting period before I can make my first claim?
• Will my premium change over time or as my pet ages? Will it increase if I make a claim?
• How do I make a claim? Do I have to pay the veterinary upfront?

To learn more about Markham pet insurance, click here.