Manulife FlexCare Health and Dental Insurance Plans

Affordable insurance coverage for yourself and your family with Manulife FlexCare Health and Dental Insurance plans.

With a Manulife FlexCare Plans you and your family can take advantage of the many health and dental plan options available.

Reduce what you pay out-of-pocket for many routine and unexpected health and dental care expenses with a flexible, affordable plan. You can choose the type and amount of coverage that fits you and your family’s needs with Flexcare Health and Dental Insurance.

These include the DrugPlus Plan, DentalPlus Plan and the ComboPlus Plan.

Your benefits can help pay for your family’s prescription drugs, dental services, prescription eyewear, hearing aids, chiropractic visits, massage therapy, orthotics and more.

Learn more about this Manulife plan

Manulife FlexCare Plans Comparison Table

Combo Plus

Drug Plus

Dental Plus

Quote & Apply

Approval Criteria

Guaranteed Issue Plan

Requires Medical Underwriting

Drug Coverage(expand for details)

Generic drugs vs. brand-name drugs

Generic

Brand-name or Generic

Shared Dispensing Fee (subject to applicable co-payment)

$6.50 maximum

Seniors’ Adjustments 65+

No maximum

Exclusions – Smoking cessation drugs, over-the-counter drugs, fertility drugs, birth control drugs, erectile dysfunction drugs and drugs not requiring a prescription

All

All except birth control drugs

Reimbursement of eligible prescription costs per year

70% of first $750

Seniors’ Adjustments 65+

100% of first $750

70% of first $750;
90% of next $4,972;

Seniors’ Adjustments 65+

100% of first $750;

90% of next $4,722

90% of first $2,222;

100% of next $8,000;

Seniors’ Adjustments 65+

100% of first $750;

90% of next $10,278;

Anniversary year maximums per person

$525

Seniors’ Adjustments 65+

$750

$5,000

Seniors’ Adjustments 65+

$5,000

$10,000

Seniors’ Adjustments 65+

$10,000

Dental Coverage(expand for details)

Coverages are designed to coincide with the current provincial Dental Association Fee Guide for General Practitioners. Newfoundland & Labrador and Prince Edward Island: Dental coverage begins at the age when dental coverage under your provincial health insurance plan coverage ends.

Reimbursement (for ongoing maintenance services: fillings, cleanings, scalings, examinations, polishings, and select extractions) per year

70% of first $575

80% of first $400;
50% of next $860;

100% of first $500;
60% of next $700;

Anniversary year maximum for basic dental services

$400

$750

$920

Recall visits

9 months

6 months

Oral surgery, periodontics, endodontics (root canal)

Not covered

Year 1: 60%;

Year 2: 60%;

Year 3+: 80%;

Combined maximum for oral surgery, periodontics, endodontics and major restorative of $1,250 per 3 consecutive years, with a year 1 combined maximum of $400.

Major restorative (orthodontics, crowns, bridges, dentures) – benefits commence in year 2

Not covered

Year 1: 0%;

Year 2+: 60%;

Combined maximum for oral surgery, periodontics, endodontics and major restorative of $1,250 per 3 consecutive years, with a year 1 combined maximum of $400.

Vision Care(expand for details)

Covers the costs towards prescription lenses and frames, contact lenses and laser eye surgery. This benefit does not include industrial safety glasses.

$150 maximum per 2 consecutive benefit years;

$70 maximum for optometrist visit per 2 consecutive benefit years;

$250 maximum per 2 consecutive benefit years;

$70 maximum for optometrist visit per 2 consecutive benefit years;

$250 maximum per 2 consecutive benefit years;

$70 maximum for optometrist visit per 2 consecutive benefit years;

Extended Health Care Benefits(expand for details)

Lifetime maximum - Coverage Per Person $250,000; Seniors’ Adjustments 65+ $260,000

Registered Specialists and Therapists (Paramedical Services): Chiropractor ($35 chiropractic x-rays per year), Chiropodist, Osteopath, Naturopath, Podiatrist, Registered Massage Therapist, Acupuncturist, Dietitian (per person per anniversary year)

Dollar maximum $25/visit, maximum visits 20/specialist

Registered Psychologist / Psychotherapist / Clinical Counsellor (per person per anniversary year)

Maximum visits 10, First visit $80, Subsequent visits $65

Maximum visits 15, First visit $80, Subsequent visits $65

Registered Speech Pathologist/Therapist (per person per anniversary year)

Maximum visits 10, First visit $65, Subsequent visits $45

Seniors’ Adjustments 65+

Maximum Visits 15

Maximum visits 10, First visit $65, Subsequent visits $45

Seniors’ Adjustments 65+

Maximum Visits 15

Maximum visits 10, First visit $65, Subsequent visits $45

Seniors’ Adjustments 65+

Maximum Visits 15

Registered Physiotherapist (per person per anniversary year)

$250 maximum

Homecare & Nursing, Prosthetic Appliances and Durable Medical Equipment Covers the services of registered health professionals including Registered Nurse, Registered Practical Nurse, Licensed Practical Nurse, Personal Support Worker, Occupational Therapist; includes surgical bandages and dressings and the purchase or rental of medically necessary equipment.
Payment will be coordinated where benefits are available through the Assistive Devices Program.

For each of Homecare & Nursing, Prosthetic Appliances and Durable Medical Equipment:

Year 1: $1,000; Year 2: $1,300;
Year 3: $1,500; Year 4: $1,700;
Year 5+: $3,000

Seniors’ Adjustments 65+

Year 1: $1,100; Year 2: $1,500; Year 3: $1,700;
Year 4: $2,000; Year 5+: $3,500

For each of Homecare & Nursing, Prosthetic Appliances and Durable Medical Equipment:

$4,000 maximum per person,
per anniversary year

Seniors’ Adjustments 65+

$4,500 maximum per person,
per anniversary year

For each of Homecare & Nursing, Prosthetic Appliances and Durable Medical Equipment:

$4,000 maximum per person,
per anniversary year

Seniors’ Adjustments 65+

$4,500 maximum per person,
per anniversary year

Custom-Made Orthotics Covers charges for the purchase of custom-made orthotics (plaster or computer topography).

$225 per year

Lifeline® Personal Response Service** Coverage towards a 24/7 home monitoring service for you, your family and your extended family (parents, grandparents and in-laws) when dealing with medical problems.

6 months per person, per 3 anniversary years

Accidental Dental Covers dental treatment required as a result of an accidental blow to the head or mouth. Treatment must be sought within the 90-day period following the accident.

$2,000 maximum per person, per anniversary year

Ambulance Services Unlimited ground and air transportation.

Included

Hearing Aids Covers the costs to purchase and/or repair up to the allowed maximum.

$400 maximum per person,
per 4 consecutive benefit years

Seniors’ Adjustments 65+

$500 maximum per person,
per 4 consecutive benefit years

$400 maximum per person,
per 4 consecutive benefit years

Seniors’ Adjustments 65+

$500 maximum per person,
per 4 consecutive benefit years

$400 maximum per person,
per 4 consecutive benefit years

Seniors’ Adjustments 65+

$500 maximum per person,
per 4 consecutive benefit years

Travel Coverage (to age 70) $5,000,000 emergency health coverage per person for trips lasting a maximum of 9 days. (A $100 deductible applies per claim.)

Additional coverage for either 8 or 21 days can be purchased as an Add-On.

Included

Accidental Death and Dismemberment Payment for accidental death or dismemberment resulting from an accident, occurring within one year of the date of the accident. Additional coverage can be purchased as an Add-On.

Up to $25,000 for an adult under 65

Up to $10,000 for an adult 65 and over or child

Up to $25,000 for an adult under 65

Up to $10,000 for an adult 65 and over or child

Up to $25,000 for an adult under 65

Up to $10,000 for an adult 65 and over or child

Survivor Benefit Provides for continuous coverage for 1 year, following the death of an adult insured.

Available 1 year after policy effective date

Included

Healthcare Online** 24/7 access to healthcare professionals (including physicians and nurse practitioners) online, through the app or over the phone.

Preferred Pricing Available

Included

Quote & Apply

Approval Criteria

Requires Medical Underwriting

Drug Coverage(expand for details)

Generic drugs vs. brand-name drugs

Generic

Brand-name or Generic

Shared Dispensing Fee (subject to applicable co-payment)

No maximum

Exclusions – Smoking cessation drugs, over-the-counter drugs, fertility drugs, birth control drugs, erectile dysfunction drugs and drugs not requiring a prescription

All

All except birth control drugs

Reimbursement of eligible prescription costs per year

70% of first $750;
90% of next $4,972;

Seniors’ Adjustments 65+

100% of first $750;

90% of next $4,722

90% of first $2,222;

100% of next $8,000;

Seniors’ Adjustments 65+

100% of first $750;

90% of next $10,278;

Anniversary year maximums per person

$5,000

Seniors’ Adjustments 65+

$5,000

$10,000

Seniors’ Adjustments 65+

$10,000

Vision Care(expand for details)

Covers the costs towards prescription lenses and frames, contact lenses and laser eye surgery. This benefit does not include industrial safety glasses.

$250 maximum per 2 consecutive benefit years;

$70 maximum for optometrist visit per 2 consecutive benefit years;

$250 maximum per 2 consecutive benefit years;

$70 maximum for optometrist visit per 2 consecutive benefit years;

Extended Health Care Benefits(expand for details)

Lifetime maximum - Coverage Per Person $250,000; Seniors’ Adjustments 65+ $260,000

Dollar maximum $25/visit, maximum visits 20/specialist

Registered Psychologist / Psychotherapist / Clinical Counsellor (per person per anniversary year)

Maximum visits 15, First visit $80, Subsequent visits $65

Registered Speech Pathologist/Therapist (per person per anniversary year)

Maximum visits 10, First visit $65, Subsequent visits $45

Seniors’ Adjustments 65+

Maximum Visits 15

Maximum visits 10, First visit $65, Subsequent visits $45

Seniors’ Adjustments 65+

Maximum Visits 15

Registered Physiotherapist (per person per anniversary year)

$250 maximum

For each of Homecare & Nursing, Prosthetic Appliances and Durable Medical Equipment:

$4,000 maximum per person,
per anniversary year

Seniors’ Adjustments 65+

$4,500 maximum per person,
per anniversary year

For each of Homecare & Nursing, Prosthetic Appliances and Durable Medical Equipment:

$4,000 maximum per person,
per anniversary year

Seniors’ Adjustments 65+

$4,500 maximum per person,
per anniversary year

Custom-Made Orthotics Covers charges for the purchase of custom-made orthotics (plaster or computer topography).

$225 per year

6 months per person, per 3 anniversary years

Accidental Dental Covers dental treatment required as a result of an accidental blow to the head or mouth. Treatment must be sought within the 90-day period following the accident.

$2,000 maximum per person, per anniversary year

Ambulance Services Unlimited ground and air transportation.

Included

Hearing Aids Covers the costs to purchase and/or repair up to the allowed maximum.

$400 maximum per person,
per 4 consecutive benefit years

Seniors’ Adjustments 65+

$500 maximum per person,
per 4 consecutive benefit years

$400 maximum per person,
per 4 consecutive benefit years

Seniors’ Adjustments 65+

$500 maximum per person,
per 4 consecutive benefit years

Travel Coverage (to age 70) $5,000,000 emergency health coverage per person for trips lasting a maximum of 9 days. (A $100 deductible applies per claim.)

Additional coverage for either 8 or 21 days can be purchased as an Add-On.

Included

Up to $25,000 for an adult under 65

Up to $10,000 for an adult 65 and over or child

Up to $25,000 for an adult under 65

Up to $10,000 for an adult 65 and over or child

Survivor Benefit Provides for continuous coverage for 1 year, following the death of an adult insured.

Included

Healthcare Online** 24/7 access to healthcare professionals (including physicians and nurse practitioners) online, through the app or over the phone.

Preferred Pricing Available

Included

Quote & Apply

Approval Criteria

Guaranteed Issue Plan

Dental Coverage(expand for details)

Provides Dental coverage for services such as fillings, cleanings, scaling, examinations, polishing and select extractions:

Year 1: 50% payment of the first $1,150 (anniversary year maximum of $575)

Year 2+: 80% of the first $400 and 50% of the next $860 (anniversary year maximum of $750)

Year 1: 70% payment of the first $1,200 (anniversary year maximum of $840)

Year 2+: 100% of the first $500 and 60% of the next $700 (anniversary year maximum of $920)

Recall visits

every 9 months

every 6 months

Oral surgery, periodontics, endodontics (root canal)

Not covered

Year 1: 0%;

Year 2: 60%;

Year 3: 80%;

The following dental services have a combined maximum of $1,250 per person per 3-year period

Orthodontics, crowns, bridges, dentures

Not covered

Year 1: 0%;

Year 2+: 60%;

The following dental services have a combined maximum of $1,250 per person per 3-year period

Vision Care(expand for details)

Covers the costs towards prescription lenses and frames, contact lenses and laser eye surgery. This benefit does not include industrial safety glasses.

$250 maximum per 2 consecutive benefit years;

$70 maximum for optometrist visit per 2 consecutive benefit years;

$250 maximum per 2 consecutive benefit years;

$70 maximum for optometrist visit per 2 consecutive benefit years;

Extended Health Care Benefits(expand for details)

Lifetime maximum - Coverage Per Person $250,000; Seniors’ Adjustments 65+ $260,000

Dollar maximum $25/visit, maximum visits 20/specialist

Registered Psychologist / Psychotherapist / Clinical Counsellor (per person per anniversary year)

Maximum visits 10, First visit $80, Subsequent visits $65

Registered Speech Pathologist/Therapist (per person per anniversary year)

Maximum visits 10, First visit $65, Subsequent visits $45

Seniors’ Adjustments 65+

Maximum Visits 15

Maximum visits 10, First visit $65, Subsequent visits $45

Seniors’ Adjustments 65+

Maximum Visits 15

Registered Physiotherapist (per person per anniversary year)

$250 maximum

For each of Homecare & Nursing, Prosthetic Appliances and Durable Medical Equipment:

Year 1: $1,000; Year 2: $1,300;
Year 3: $1,500; Year 4: $1,700;
Year 5+: $3,000

Seniors’ Adjustments 65+

Year 1: $1,100; Year 2: $1,500; Year 3: $1,700;
Year 4: $2,000; Year 5+: $3,500

For each of Homecare & Nursing, Prosthetic Appliances and Durable Medical Equipment:

Year 1: $1,000; Year 2: $1,300;
Year 3: $1,500; Year 4: $1,700;
Year 5+: $3,000

Seniors’ Adjustments 65+

Year 1: $1,100; Year 2: $1,500; Year 3: $1,700;
Year 4: $2,000; Year 5+: $3,500

Custom-Made Orthotics Covers charges for the purchase of custom-made orthotics (plaster or computer topography).

$225 per year

6 months per person, per 3 anniversary years

Accidental Dental Covers dental treatment required as a result of an accidental blow to the head or mouth. Treatment must be sought within the 90-day period following the accident.

$2,000 maximum per person, per anniversary year

Ambulance Services Unlimited ground and air transportation.

Included

Hearing Aids Covers the costs to purchase and/or repair up to the allowed maximum.

$400 maximum per person,
per 4 consecutive benefit years

Seniors’ Adjustments 65+

$500 maximum per person,
per 4 consecutive benefit years

$400 maximum per person,
per 4 consecutive benefit years

Seniors’ Adjustments 65+

$500 maximum per person,
per 4 consecutive benefit years

Travel Coverage (to age 70) $5,000,000 emergency health coverage per person for trips lasting a maximum of 9 days. (A $100 deductible applies per claim.)

Additional coverage for either 8 or 21 days can be purchased as an Add-On.

Included

Up to $25,000 for an adult under 65

Up to $10,000 for an adult 65 and over or child

Up to $25,000 for an adult under 65

Up to $10,000 for an adult 65 and over or child

Survivor Benefit Provides for continuous coverage for 1 year, following the death of an adult insured.

Available 1 year after policy effective date

Healthcare Online** 24/7 access to healthcare professionals (including physicians and nurse practitioners) online, through the app or over the phone.

Preferred Pricing Available

† Prescription drug coverage applies to costs not covered by your provincial prescription drug insurance plan, up to the maximums stated above.

†† Prescription drug coverage is based on Calendar Year for residents of British Columbia and Saskatchewan. For all other provinces, coverage is based on Anniversary Year.

*Generic Drug – A generally less expensive alternative to an interchangeable brand-name drug product. Please note: Not all drugs have a generic equivalent. If a non-generic drug cost is purchased, payment will be based on the lowest generic drug cost equivalent, if applicable. If no generic brand exists, payment of the brand-name price will be made at the co-payment level of your plan.

**Benefits are only payable after yearly maximums allowed under your provincial health insurance plan have been reached, if applicable.

Facebook Rating

4.8

Insurdinary

4.8

Mfarnoo Ess Kkayy

Wow this unbelievable! I never thought I can make real money from Forex trading. I thought everyone on the platform were just scammers who have no human feelings . I got scammed a few times. Please be careful while investing I know there are real managers and I have met one. Mrs lilian wilson is a real and legit manager who will do anything just to make you get your profits after your trade duration . She has done that for me, now I don't have to worry about cashing out my profits . She will put a smile on my face once again, you can contact her via Email: lilianwilson220@gmail.com
WhatsApp: +1 (714) 698-9275

Andile Hlela

This comfortable and good standard of living I now enjoy with my family, is all thanks to you Ma'am Helen Edwin, before now I had a low income and did a lot of online trade which no profit, but you can like an angle and change all of that in just one week, you turned my $600 to $8,450 with your intelligence as an expert and from that day I had made more profit each week investing more, there is no amount of thanks that will be enough for what you have done for me and my family, but I promise Ma'am I will speak of your honesty,handwork and trust to the world, this is dream come true for me for finding a legit account manager like you, I advice the entire public to invest with Mrs Helen Ewdin cox and be financially sable contact her on the following
Email: helenedwin066@gmail.com
WhatsApp: +1 (315) 407-1224

Ndim UTatakho Nyana Ungoyiki

I highly recommend Mr Danny A Stewart to you because he's a very true and genuine man. So I finally decided to introduce my trading manager to you if you're interested in $8,500 earnings weekly in crypto (binary) trading. Whatsapp +12066725974 or click on the name below to contact him directly here on facebook;
👇👇👇👇
Danny A Stewart
👆👆👆👆
Telegram: Danny_stewart93

Jordan L Reyes

Words can't really express how much happiness Mr Ralph Carico platform has brought into my life, my home is filled with joy and gladness, I say a big thanks to you and your platform and i will keep investing with you Ralph Carico thank you so much.

Mary Adeniji

I have seen and tried different strategies and methods even lost alot of money while trying. Until i was introduce to this new strategy that got me back on track and i have been able to regain my lost money and still making consistent growth on all of my trade. Mrs victoria crypto is an amazing trader, she steadily lifted me out of financial penury. If you are interested and tired of losing your money You can reach her
Whatsapp: +1 (702) 919-0093
Email: victoriacrypto062@gmail.com

Tasha Manase Iv Beabyy

I had the best experience working with Mrs Jessica Wayne, She started managing my trading account with my first deposit of $1000 and made over $10,550 in less than 2 weeks Thank you for making the process stress free! Highly recommend Mrs Jessica Wayne to anyone regarding their account managing needs! she's very hardworking and her professionalism is top-notch and worth sharing for the benefit of other's, Contact her and you won't be disappointed her service is one of the best and I'm glad to testify about it anywhere, anytime this is the most lucrative and stress-free business that I've ever invested on. DM her WhatsApp:+19186093473 or
Email: jessywayne2j2@gmail.com

Mogelo Kammuu

We had just lost our son 😭😭 there was no hope for me and my husband, we lost our jobs and suffered looking for another job luckily my husband came across McInn Griffin on Facebook review about forex and Bitcoin trade/ crypto currency exchange I borrowed $1000 to invest with McInn Griffin and I have a profit of $13800 in 6 working days now we have all our credit cards paid off and we are very grateful to you Sir I will advise all of you who want to invest for the future to connect with him please and please you should not invest with all these scammers out here who asks you for money. You do not have to give him anything and you can reach McInn Griffin via
Email: griffinmcinn54@gmail.com
WhatsApp Number : +12134438269 he is very trustworthy and reliable, check his name on Facebook.
"Success doesn’t come to you, You go to it... I’m not the one to call you to invest and have a bright financial situation. If you know what’s right, you’re supposed to contact him now and start trading ASAP”

Lanie Velasco-Jn Charles

So quick and efficient. Sourabh was very accommodating and helpful to what I needed for health insurance. They were able to call me back without having to have waited 1-2 business days. Love it!

Kenneth Schock

To ensure continued confidence that our long term health needs will be maintained.

Angie Mena

Christine helped me over the phone and was amazing and respectful

Steve Kriston

It was convenient and easy. Chris couldn’t have treated us better if he’d been sitting right beside us. Great experience!

Karen Roberts

The application process was easy and they were able to get me a great rate! The customer service was excellent!

Laura Christina

Very quick and formative.

Robert McLean

He was so nice to me told so much about it thanks so much

Charlaine Banfield

Gautam was very helpful in making my decision about which insurance to purchase. I would recommend this insurance company

Adam Diamond

George was helpful quick and knowledgeable with helping me find something suitable and that worked best at that. I definitely recommend Insurdinary for all of your insurance needs. Thanks George!

Serena Hill

Very polite and courteous! Def a thumbs up ☺️

Kathy Jackson

Make it possible to contact a CSR who doesn't transfer me around 7 times before telling me they can't find their own policy issued to a customer - a policy number taken from their own letterhead!! I will tell everyone I know, in every way, to avoid your company at all costs. If I have to, I will contact CBC W5 or Marketplace. Manulife, you have messed with the wrong estate executor!!

Dee Garrett Gauthier

We had an excellent experience with Insurdinary. We strongly recommend them for insurance. Very pleasant to speak with. Fast and easy. We will be telling our family and friends all about it. Give them a call.

Nicole Florendo

Get Quotes and Compare the lowest and best insurance rates now!

Widya Febrina

Thank you so much George for your help , you so quick to respond me back and help me lots everything done so quickly. The best services ever. I will recommend to all my friends . Thank you so much I do really appreciated it..

Love Maria

Very helpful very easy....good job.

Vicky Green

It was a pleasure talking with George He was very polite
.

Louise Smook

It was a pleasure speaking with you today:) Answered all my questions and found the best plan for me to meet my needs at the best price. Thanks again , George!

Emma Woodhouse

It was a pleasure to work with this team. They have answered all of my questions; provided me great quotes which addressed all my needs. Thank you.

Write a review

Google Rating

Mark Smith

Noel Badry

Sabrina and Eric were extremely helpful with providing me a quote for travel insurance. From the initial phone contact to the final transaction it was hassle free and very quick.

Norm Carey

Susan Allan

Karen Wright is not only knowledgeable and easy to deal with when she is selling insurance. She is supportive, helpful and advocates for her customers when they need help. Thank you so much for your assistance.

janice Walker

Eric was great to work with, he easily answered our questions. The quote was reasonable for what is provided for trip interrruption and trip cancellation insurance. Highly recommend.

peter aldrich

Emil was professional, helpful on options and responsive. A+ service. Thank you!With Emil ; Easy Peasy !

Peggy

George Privett

Talked with Dornaz who I found to be pleasant, helpfull and well qualified. I will contact her again whwn I need further insurance.

Brenda Laboucane

I was very happy with the help that Cynthia and Eric gave me in getting my travel insurance for our upcoming trip. Cynthia found the best deal for me quickly and Eric finished it up very efficiently.

Ed Parans

I dealt with Eric… super helpful getting an annual Travel insurance policy. Best terms and quote I found.

Vivian MacKinnon

Started with "Policy Rates" to save you from comparing...sounded great...then it states "Manulife" did not understand it...then it went to a different company?? Terrible!!

Peter Blomfield

Good service and information

Robbin Schick

Adam and Eric were both very efficient and knowledgeable. I appreciate that.

Oyeme Adesida

Great services and customer care.

Irene Bilger

Neil Silberman

Karen Wright was very helpful and gave me a good policy for my time out of the country

Taylor Whynot

Dealt with two agents, Mariam and Eric and they were absolutely amazing! Super helpful and quick to respond and help me with my inquires! Highly recommend!

Val Stinson

Cheryl Baker

Excellent customer service from Emil Denis. He clearly explained our options and scheduled a call back so that we would have time to read over the policy details. Everything was done in a efficient manner.

Al Euteneier

very helpful and knowledgeable people Sinthia in head office and Eric in Regina

Vaughn Boegel

We have purchased Medical and Trip Interruption insurance a number of times from Theresa at Allianz insurance.Theresa is extremely knowledgeable and customer satisfaction driven. She has always been pleasant and patient while servicing our account.Theresa makes doing business with this company a pleasure!Thank you!

roy johnson

Mariam Javed your Customer Service Rep. provide me with very helpful service to me my emergency medical travel insurance needs. She is very professional ,very friendly, understands customers needs and provide me with options. Allianz Global is very fortunate to have professional customer service reps. like Mariam.

Catherine Simpson

The quote was by far the most reasonable we found by a company with an excellent online rating. Both the agents I spoke with, Mariam in ON and Eric in NS were friendly, helpful, knowledgeable, patient, and easy to understand. I thank them both for their excellent customer service and we would not hesitate to use this company again. Our trip is in the future so I cannot comment on what it might be like to submit a claim and hopefully that is not going to be necessary in any case.

Joyce Markson-Besney

Emil Daniel provided outstanding customer service to us. His demeanour is very pleasant and professional. He found the best rate for our travel cancellation insurance. We will definitely book future insurance needs with him. Thank you Emil!

Mike Durand

I experienced very good experience with Emil , he was very professional and explained everything very well . I’ll be using him in the future

Health & Dental Quotes

Life Insurance Quotes

Home and Auto Quotes

Pet and Travel Quotes

COMPARE CREDIT CARDS

OUR FEATURED CREDIT CARDS

CREDIT CARD REVIEWS

CREDIT CARD GUIDES

CANADA RESOURCES

INSURANCE

POPULAR

IN THE PRESS

RESEARCH STUDY

Manulife FlexCare Health and Dental Insurance Plans

Manulife FlexCare Plans Comparison Table

Drug Coverage(expand for details)

Dental Coverage(expand for details)

Vision Care(expand for details)

Extended Health Care Benefits(expand for details)

Drug Coverage(expand for details)

Vision Care(expand for details)

Extended Health Care Benefits(expand for details)

Dental Coverage(expand for details)

Vision Care(expand for details)

Extended Health Care Benefits(expand for details)