Manitoba Auto Insurance

Manitoba auto insurance policy went up by 2% in 2017. But generally, auto insurance rate in the province has gone up by 9.7% in the last 15 years. Furthermore, the average auto insurance rate in the province is projected to further increase by 1.8%. Irrespective of the upward trend in the provincial auto insurance policy, the actual amount you pay will depend on several factors that relate to you and the insurance company. You can shop around to get more affordable coverage suitable for you.

To learn more about Manitoba auto insurance, click here.

The basic Autopac plan from MPI includes all perils coverage up to $50,000 for each vehicle and minimum third-party liability coverage up to $200,000.

Manitoba is the fifth most expensive province in Canada with auto insurance rate of $1,080, after British Columbia, Ontario, Alberta, and Newfoundland and Labrador. However, you can get a cheaper rate by comparing Manitoba auto insurance rates. Also, the amount you pay may be lower or higher depending on your age, gender, driving records and several other factors.

British Columbia is the most expensive province in Canada in terms of auto insurance with an average rate of $1,680. It is followed by Ontario with a rate of $1,445, Alberta with a rate of $1,179, and Newfoundland and Labrador $1,132. Manitoba has the fifth most expensive auto insurance rate, about $1,080.

The rate offered by different auto insurance companies in Manitoba differ even for the same car and driver and no single company offers the best rate. Manitoba auto insurance companies calculate your insurance rate based on their claims experience and how they rate you. However, it is recommended that you shop around to choose more affordable coverage to get a better rate.

Your Manitoba auto insurance policy covers all perils and third-party liability coverage. But you can add additional and optional coverage to your plan.