Coquitlam Pet Insurance

Buy The Right Coquitlam Pet Insurance

The insurance plans and services offered by Coquitlam pet insurance providers vary. Before buying pet insurance, you need to determine the plan that is best for you in terms of features and benefits. You should also consider your budget, your pet’s age, and breed before choosing pet insurance Coquitlam.

When choosing pet insurance coverage, it is important to go for broad coverage. Broad coverage covers any condition that your pet might develop from accident and illness to hospitalization and hereditary condition. The main reason why you took out pet insurance is to cover unexpected events and broad coverage is exactly what you need to do that. General wellness coverage is usually added as optional coverage to most plans. While it may sound like a great coverage, wellness coverage is not a broad coverage.

Before you choose the Coquitlam pet insurance coverage, you should ensure that it covers the following:

• Accidents and illnesses
• Emergency care
• Prescription medication
• Hereditary, congenital and chronic conditions
• Hospitalization
• Specialist care, and
• Surgery

To learn more about pet insurance click here.

Coquitlam Pet Insurance and Animal Shelters

• Coquitlam Animal Shelter - 500 Mariner Way, Coquitlam, BC V3K 7B6 - (604) 927-7386
• BC SPCA Tri-Cities Education & Adoption Centre - 1- 2565 Barnet Hwy, Coquitlam, BC V3H 4E2 - (604) 468-4044
• Katie's Place - 10255 Jackson Rd, Maple Ridge, BC V2W 1G5 - (604) 463-7917
• A.R.E.S. Cat Shelter - 20015 Langley Bypass, Langley City, BC V3A 8R6 - (604) 532-5632

To learn more about the Coquitlam pet insurance and animal service, click here.

Pet Insurance Terms

• Co-insurance – The part of the claim that the insured is expected to pay, after taking out the deductible is co-insurance.
• Deductible – This is the amount of the insurance claim that the insured has to pay before accessing the insurance payout. The deductible may be paid per claim or per year.
• Pre-existing condition – Medical conditions that the pet was diagnosed with before the start date of the pet insurance policy is a pre-existing condition. No pet insurance provider in Coquitlam covers pre-existing conditions.
• Breed exclusion – Depending on the pet insurer, certain pet breeds might be excluded from the pet insurance policy. This means that hereditary conditions related to those breeds will not be covered by the policy.

To learn more about pet insurance, click here.

What to Ask Before Purchasing Pet Insurance

Before taking out pet insurance coverage in Coquitlam, it is important to make informed choices and ask the right questions. You need to understand what is covered in the policy and what is not covered as well as what works and what does not work before taking out the policy.

Here are some questions to ask before taking out Coquitlam pet insurance:

• What is covered and what is not?
• What illnesses and injuries are covered in the insurance?
• What makes up an accident?
• Does the policy include out-of-country or province coverage for my pet?
• Are there breed-specific exclusions?
• Is there any benefit or effect on my plan if I enroll multiple pets?
• How long does it take to process a claim?
• Is there any waiting period before I can make my first claim?
• Will my premium change over time or as my pet ages? Will it increase if I make a claim?
• How do I make a claim? Do I have to pay the veterinary upfront?

To learn more about Coquitlam pet insurance, click here.