Laval Pet Insurance

Buy The Right Laval Pet Insurance

The major reason for pet insurance is to provide comprehensive financial protection in case of unexpected medical conditions. Sadly, this goal may not be achieved if you go for a narrow coverage. It is generally better to opt for comprehensive or broad coverage that would cover most conditions with few or no exclusions.

Wellness coverage generally sounds like a great coverage for your pet but it is too narrow as it basically covers checkups and vaccinations. So, it may not be great coverage for your pet.

Before you choose the right policy, you should ensure that it covers the following:

• Accidents and illnesses
• Emergency care
• Prescription medication
• Hereditary, congenital and chronic conditions
• Hospitalization
• Specialist care, and
• Surgery

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Laval Pet Insurance and Animal Shelters

• Auberge Zen Refuge - Centre d'Adoption des Animaux de Laval – OBNL - 5260 Boulevard des Laurentides, Laval, QC H7K 2J8 - (450) 663-3338
• Veterinary Centre Laval - 4530, Autoroute 440, Laval, QC H7T 2P7 - (450) 781-1200
• SPCA of Montreal QC - 5215 Rue Jean-Talon O, Montréal, QC H4P 1X4 - (514) 735-2711
• Le Berger Blanc Inc. - 9825 Henri-Bourassa est Montréal, QC H1C 1G5 - 514-494-2002

To learn more about the Laval pet insurance and animal service, click here.

Pet Insurance Terms

• Co-insurance – This is the part of the claim the insured is responsible for. For example, if the co-insurance is 20%, the insured will take care of 20% of the cost of the claim.
• Deductible – The deductible is the agreed amount of the claim that will be paid by the insured before accessing the insurance payout. It may be charged per year or per claim.
• Pre-existing condition – If the pet is diagnosed with any serious medical condition before the policy’s start date, it is known as a pre-existing condition. Most pet insurers in Laval do not cover pre-existing conditions.
• Breed exclusion – Certain breeds may be excluded from the insurance policy. In other words, any hereditary condition related to the breed will not be covered by the policy.

To learn more about pet insurance, click here.

What to Ask Before Purchasing Pet Insurance

You need to make informed choices when choosing the right pet insurance Laval as a pet parent. It is important to know what is covered and what is not covered by the policy before making a claim.

Here are some questions to ask before taking out Laval pet insurance:

• What is covered and what is not?
• What illnesses and injuries are covered in the insurance?
• What makes up an accident?
• Does the policy include out-of-country or province coverage for my pet?
• Are there breed-specific exclusions?
• Is there any benefit or effect on my plan if I enroll multiple pets?
• How long does it take to process a claim?
• Is there any waiting period before I can make my first claim?
• Will my premium change over time or as my pet ages? Will it increase if I make a claim?
• How do I make a claim? Do I have to pay the veterinary upfront?

To learn more about Laval pet insurance, click here.