You can buy Saskatchewan travel insurance or private health insurance when you travel outside the province to cater for services not covered by Saskatchewan Health.
For more information on the type of insurance available to you when you travel out of Canada, check the Canadian Life and Health Insurance Association (CLHIA). Call CLHIA
Toll Free: 1-888-295-8112
In Toronto: 416-777-9002
Saskatchewan Health may cover some costs (such as medically necessary services) when you travel to some other Canadian jurisdiction but it does not provide comprehensive coverage. The situation is even worse when you travel out of Canada where health care cost could be much higher than in the province. You definitely need Saskatchewan travel insurance or private health insurance to cater for the costs not covered by Saskatchewan Health. Contact Insurdinary for travel insurance coverage available to Saskatchewan residents. Insurdinary will connect you to insurance advisors who will guide you to get the right travel insurance suitable to you.
Saskatchewan Health covers hospital and physician services received in a publicly funded facility outside the province through a reciprocal billing arrangement. However, you are required to present your Saskatchewan valid Health Services card or else you might be asked to pay for these services yourself. Whether you are in other Canadian provinces or out of Canada, Saskatchewan Health only pays the amount equivalent to the service if it is offered in the province of Saskatchewan, you will be responsible for the difference in cost.
To read more about Saskatchewan Travel Insurance, click here.
You need private medical insurance or Saskatchewan travel insurance before traveling outside Saskatchewan or Canada for education. Before paying for additional insurance, it is necessary to read through the policy to understand what it covers and to know if it will be enough for you throughout your full-time study.
Refer to Saskatchewan Health’s Fact Sheet to get more information about traveling outside Canada "Traveling outside Canada".
To learn more about Saskatchewan Travel insurance for students, click here.
A lot of Saskatchewanians travel outside the province on a regular basis for business or work without travel insurance. However, traveling without Saskatchewan travel insurance could be dangerous as unexpected illness could erase your life earned savings in a breeze. However, even before purchasing additional coverage, it is necessary to go through it and be sure you are fully covered.
For more information about traveling outside Canada, check the Saskatchewan Health’s Fact Sheet "Traveling outside Canada".
To learn more about Saskatchewan Travel Insurance for employment or work, click here.
It is necessary to know the weather condition of your travel destination before purchasing Saskatchewan travel insurance or traveling to your choice destination outside Canada. You can take advantage of the weather advisory for popular travel destinations for Saskatchewan residents provided below.
In the 2017 budget, the Saskatchewan government announced that it would be raising the rate of the provincial sales tax (PST) from 5% to 6%. Together with this increase, the government will also be increasing the number of goods and services subject to the tax. Some of these services and goods were previously tax exempted, such as travel medical insurance premiums. The application of PST to insurance premium was effective on August 1, 2017.
As a result of this change, Saskatchewan will be the only Canadian jurisdiction to collect retail sales tax on premiums from travel medical insurance. It will also increase the cost of travel insurance paid by Saskatchewan residents. The planned application of PST to travel insurance premiums in the province is strongly opposed by the Canadian Snowbird Association (CSA). CSA argue that travel medical insurance is tax-exempted in other provinces and territories in Canada, and Saskatchewan should not be different.
The Saskatchewan government only reimburses travelers to a maximum of $100 each day for in-patient emergency hospital services received outside the country. As a result, it is necessary for Saskatchewanians to purchase additional travel medical insurance when they travel outside of Canada. The government of Saskatchewan even recommends that people traveling abroad should get additional health insurance.
Also, Saskatchewanians generally purchase travel medical insurance from providers outside the province. They usually purchase the coverage for emergency medical care which will be obtained outside the province. Canadian provinces exempt travel insurance from retail sales taxes for several purposes. For instance, Manitoba does because health insurance that covers the health care costs of insured individuals is considered non-taxable insurance contract while other provinces such as Newfoundland and Labrador do because it relates to risk, peril, or occurrence outside the province.
To learn more about Saskatchewan travel insurance news click here.
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