Terms of Use

When you access the Insurdinary website (hereinafter called the "Site"), you accept and agree to be bound by and comply with the terms of use which are described on this page of the Site (hereinafter called the "Agreement"). Please take a few moments to familiarize yourself with the terms of use. If you do not accept the terms of use, you should immediately discontinue the use of this Site.

 

Quote Disclosure

  1. Insurdinary.ca and Insurdinary.com is a financial marketing service. It connects and/or compares services for insurance and financial products including insurance rates/offers, mortgage rates/offers, find a real estate agent offers, credit cards offers, and home, automobile insurance rates/offers. (combined, “Financial Products for offers and promotions”), to allow Users to compare rates for promotions and offers through links direct from institutions portals to select the Financial Products that such users are able to decide which product best suits their needs.In addition, where certain Financial/Insurance Products listed on the Website for which we do not have access to detailed information about features and benefits, you can submit your contact information and we will forward your information and request directly to the third-party Financial Products provider or Broker (“Vendor/institution”), who will contact you with more information about the requested Financial Product and/or Services.
  2. You agree and understand that by using the Services, you acknowledge that Insurdinary.ca and Insurdinary.com provide a platform for users to get quotes/information find an Agent and apply online through links direct through a Broker/Agent and/or direct through an institution. Where a licensed Broker/Agent is involved through a link, it will state this as such on the link being applied for and/or on the Insurdinary.ca/Insurdinary.com Site at the bottom of the page.
  3. You agree and understand that Insurdinary.ca/Insurdinary.com is a financial marketing service and not a broker or agent of Financial Products. Insurdinary.ca/Insurdinary.com focuses on all Financial Products, services and associated promotions offered through approved Canadian institutional links. It also connects Users to licensed insurance brokers located in their vicinities upon request.The information provided on the Site is provided for informational purposes only to help Users make educated decisions about insurance products. It is not and should not be construed as financial advice or any other kind of advice. Insurdinary.ca/Insurdinary.com makes no representations or warranties about the accuracy of any information contained on the Site, and shall not be responsible for any inaccuracies, misrepresentations, errors or omissions in the information provided therein.Additionally, some of the information about certain Financial Products appearing on the Site is provided directly by institutions, not by Insurdinary (“Institution Content”). As between Insurdinary and institution, institutions are exclusively responsible for Institution Content, and Insurdinary shall not be responsible for any Institutional Content or for any inaccuracies in any Institutional Content or any losses, claims, expenses, damages, or liabilities that arise as a result of any Institutional Content.Users are strongly encouraged to use common sense and discretion and conduct their own research before relying on any of the information provided by the Site, and to consult an independent competent professional (such as, without limitation, an accountant, real estate agent, mortgage broker, insurance broker or lawyer) before transacting with any Institutional for any Financial Product.We are not responsible for any advice provided by any professional you consult, nor are we responsible for the acts or omissions of any Institutional or User or for any actual, failed, proposed or discussed transaction following your use of the Services or any other decisions you make as a result of using the Site and/or Services. Users hereby understand and agree to use the information contained on this Site at their own risk.
  4. If you are interested in an insurance quote, you will be asked to complete a form. Once you click on the Get a Quote button, you may be re-directed to the Site of one of Insurdinary.ca/Insurdinary.com’s partners where you can input your information and receive an insurance quote. We may have different partners depending on what type of insurance you need. Additionally, the information that you will be asked to provide will also differ depending on what your insurance needs are.By submitting your information, you hereby consent to being redirected to the Site of one of our partners and you also become a subscriber of our services which include offers and promotions that we may email you about. You can always unsubscribe at any time by sending us an email at info@insurdinary.com or unsubscribe directly on the email you receive about our promotions and offers.

 

Credit Cards Disclosure

Insurdinary.ca and Insurdinary.com have business relationships with some of the credit card issuers featured on this Site. We may receive compensation from these issuers when consumers apply for and/or are approved for a credit card through links on this website. For example, when a visitor clicks on the “Apply Now” button, we may be compensated if that visitor is approved for a new card.

At certain times, we may promote credit cards that we deem will help us increase our revenue. We make no recommendation in respect to what a consumer ultimately will decide to proceed with.

 

Product Guide Disclosure – Insurance

For the convenience of the consumer, Insurdinary.ca and Insurdinary.com will include all Insurance Company and/or Wholesaler TPA names and their product offerings on our Site. We will provide the contact information in which a consumer has the option to contact the Insurer/TPA directly and inquire about products or services. Consumers will also have the option of completing a form on our Site, after which a local Broker/Agent may also be able to assist with the inquiry. If the Broker/Agent is unable to assist, we will refer your information to the Insurance Company and/or Wholesaler TPA.

 

Disclaimer of Third-Party Transactions and Content

The Website may include promotional information and advertisements relating to products and services of third parties (“Third Party” or “Third Parties”) and may provide links to websites operated by third parties (“Third Party Site(s)”). Insurdinary is an independent operation and does not endorse and makes no representation or warranty in respect of: (a) any product or service of a Third Party; (b) any Third Party Site; or (c) any information, content, product or service available on or through a Third Party Site.

Any correspondence, advertisement, purchase or promotion in relation to a Third Party, including, without limitation, the delivery of and the payment for Third Party products and/or services. Any other term, condition, warranty or representation associated with such correspondence, purchase or promotion, is solely between you and the applicable Third Party. Insurdinary has no liability, obligation or responsibility in relation to any such correspondence, purchase, promotion or other dealing between you and any Third Party. Insurdinary provides links to Third Party Sites and Companies only as a convenience to the consumer.

 

Content

The information provided by Insurdinary.ca and Insurdinary.com is believed to have been accurate and reliable when posted on the Site, but we cannot guarantee that the information available on the Site will be accurate or complete or current at all times.

These terms of use may be changed at any time without notice. You agree to review these terms of use regularly and, if you continue to use the Site following any such changes, agree to be bound by any new or revised terms of use.

The terms, exclusions and conditions of insurance product offers, or any other financial products which can include credit cards, mortgage rates and real estate offers mentioned on this Site are described in a complete and detailed manner. However, in case of any discrepancy between the offer as described direct from the institution providing the offers and the Site (Insurdinary.ca and insurdinary.com), the information from the institution providing the offers will prevail.

 

Liability

We do not represent or warrant that the Site will be available or will function without interruption, nor that it will be free of digital issues or errors. In addition, we do not represent or warrant that the use of the Site, including the browsing and downloading of any content, will be free of viruses, Trojan horses, worms or other disruptive components or that your use of the Site and its content will not infringe upon the intellectual property or other rights of any third party.

 

Security

You recognize that Internet is not entirely secure, and the confidentiality of the information cannot be guaranteed. For more information on ways to do business online safely and securely, please read our guide on Online Security. We are not liable for any direct and indirect damages which may arise if you do not take the necessary steps to enhance your security when using the Internet for online transactions.

At Insurdinary.ca/Insurdinary.com, we pride ourselves in our customer service and speedy response time to complaints or inquires. If you have any questions or concerns about the Site, please email us directly at  info@insurdinary.com and we will respond back immediately.

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