TD Platinum Travel Visa Card Review

Travel brings with it uncertainty. Rather than worrying about going to a third party, with the TD Platinum Travel Visa* Card you can rest assured that you and your family will be protected through our travel insurance.

Remember to be eligible for this coverage, you need to buy your flight using your TD Platinum Travel Visa* Card

You can always compare travel insurance quotes online through Insurdinary. 

Flight/Trip Delay Insurance

This visa card offers flight/trip delay insurance. This means that if your flight is delayed by more than 4 hours, you can get up to $500 of coverage.

In the pandemic era, you can breathe easier with this feature directly on your visa card.  

Delayed and Lost Baggage

With tracking technology, you want to feel safe that the airline industry will not lose your bag. Unfortunately, statistics show that around 24.8 million bags were “mishandled” in 2018.  It’s not surprising when there’s been an increase in the total number of air passengers.

Bags generally get lost when there’s a connecting flight. Sometimes your bag can be inadvertently picked up by someone else.

When you buy your flight with TD Platinum Travel Visa* Card, you can feel better about the fact that if your baggage is lost or if there is a delay for 6 hours or more you will be covered for $1,000 per insured person.

You can use this coverage towards purchasing essentials such as clothing and toiletries.

Common Carrier Travel Accident Insurance

You are also covered for up to $500,000 for covered losses while traveling on a common carrier (for example, a bus, ferry, plane, or train). This covers losses whether you are at the beginning or end of your trip.

If you need additional travel insurance, you can always look for travel insurance quotes at Insurdinary. 

Emergency Travel Assistance

TD Platinum Travel Visa* Card is there for you if you run into any problems while traveling. They provide emergency travel assistance.

No matter what time, help is just a call away. Your visa card will have a toll-free number that you can call in the event of an emergency while traveling.

Priority Pass Membership Discount

With the TV visa card, you also receive an annual discount on a Priority Pass membership. This pass gives you access to around 1,200 VIP airport lounges worldwide.

You can sit down, stretch and enjoy a pre-flight bite and drink away from the crowds. With free wi-fi, you’ll be connected with family and colleagues.

If you are not sure whether you have access to these benefits, you can always check with the TD Credit Car Travel Insurance Verification Tool. 

The benefits with a TD Platinum Travel Visa* Card don’t stop with travel insurance. You also save with car rental and insurance.

Discounts with Avis Rent A Car and Budget Rent a Car

If you use your TD visa card to rent a car at Avis and Budget car rentals, you can save a minimum of 10% off the lowest available base rates in Canada and the U.S.

Even if you rent a car internationally, you’ll be able to save a minimum of 5% of the lowest available base rate at participating Avis and Budget locations.

Auto Rental Collision/Loss Damage Insurance

If you pay for your car rental using your TD visa card, you get the Auto Rental Collision/Loss Damage Insurance at no additional cost.

TD Auto Club Membership (Optional)

You also have the option to be covered 24 hours a day for emergency roadside assistance. So, if anything goes wrong on the road, you know that you have someone to call who can provide you with immediate assistance.

The TD Platinum Travel Visa* Card allows you to earn reward points on your purchases. The more you spend, the more reward points you can earn. 

Go Places

You earn more points if you use your visa card when you book your travel online through Expedia for TD. 

You can also use your visa card to book a trip from any other service provider, and then redeem your TD Reward Points towards that purchase within 90 days.

You can also use those TD Reward Points for travel-related purchases such as taxes, golf fees, and resort excursions. 

Shop at Amazon.ca Using Points

Amazon is a household name for us all at this time. All those piled-up Amazon boxes outside your door can be free if you redeem your TD Reward Points. Conditions apply.

Learn more about how easy, flexible and extensive this amazing benefit is.  

Pay Your Balance with Points

With Christmas and New Year coming up, you can also use your TD Rewards points to pay down your balance.

Online Shopping through TDRewards.com

There are tons of brand-name merchandise from gift cards, appliances, electronics, luggage and so much more. You can shop online and redeem your TD Reward points.

• It has an annual fee of $89.00. For every additional card, the fee will be $35.
• The purchase interest rate is 19.99%.
• If you want to make cash advances, remember the rate increases to 22.99%.

• A Canadian resident
• The age of majority in your province or territory

You can earn points by spending money on your everyday purchases. That coffee in the morning, your weekly groceries, the fancy dinner to celebrate a birthday, and anything else you purchase.

You can earn:

• 3 TD Rewards points for $1 spent on groceries
• 5 TD Rewards points for $1 spent on travel purchases on Expedia for TD
• 2 TD Rewards points for $1 spent on all other purchases

It’s as easy as tapping your TD Platinum Travel Visa* Card.

Redeemed points are just as easy.

The best way to redeem is to book your travel through Expedia for TD. You can use Expedia for TD to book flights, hotels, or car rentals – basically, everything you can book on the regular Expedia site.

You can apply TD Reward Points at a rate of 200 points for each $1 spent (0.5 cents per point).

If instead, you choose to book through another service provider, you can get 250 points for each $1 spent (0.4 cents per point). 

If you redeem your TD Reward Points to pay off your balance or purchase a gift card, you can get 400 points per $1 spent (0.25 cents per point).

As long as you have your TD Platinum Travel Visa* Card, your TD Rewards Points don’t expire. If you cancel your card, you have 90 days to redeem your points.

RBC Avion Visa Business

• Welcome Points: 20,000 points
• Annual Fee: $120
• Eligibility: $60,000 minimum income
• Rewards: Earn 1 rewards point per dollar eligible spending

CIBC Aventura Visa Infinite Card

• Welcome Points: 20,000 points
• Annual Fee: $120
• Eligibility: $60,000 minimum income
• Rewards: 2 reward points per dollar of travel booked through CIBC Rewards Centre, 1.5 reward points per dollar of gas and groceries, 1 reward point per dollar for every other purchase

Some of the pros of getting the TD Platinum Travel Visa* Card are:

• 60,000 TD Reward points just for joining
• First-year with a zero annual fee
• Low annual fee
• More reward points for every dollar of purchases
• No minimum income requirements
• Great for travel enthusiasts 

The cons of getting the TD Platinum Travel Visa* Card are set out below:

• Has an annual fee
• No medical travel insurance
• Limited benefits if you’re not a huge traveler

If you are looking for additional medical travel insurance or if you’re a snowbird traveler, then check out compare travel insurance quotes at Insurdinary.